Here is more information on the EnvisionSM consultation offered by WrapManager. Envision helps us understand your goals and needs, formulate a plan to meet them and assess the probability of your plan succeeding.
Advantage Cash Management Account
This brochure outlines the benefits of our Advantage Account. Advantage offers you cash management features like checking, an ATM debit card, direct deposit and a margin line of credit.
Asset Allocation Investment Process
WrapManager uses asset allocation to build your portfolio. Based on the Nobel Prize winning work of Dr. Harry Markowitz, asset allocation is the scientific application of the principle of diversification. This paper makes the case for diversification and explains how the asset allocation process helps diversify your portfolio.
Bond laddering is a strategy for reducing the exposure of a bond portfolio to interest rate risk by buying bonds of multiple maturities and durations. This is how it works.
Bond swapping is a tax loss harvesting strategy. You sell bonds that have gone down in value recognizing a capital loss. Then you purchase similar, but not identical bonds to keep receiving the income without triggering a wash sale. This is how it works.
Separately Managed Accounts
Here is an explanation of the benefits of separately managed accounts and a chart comparing their benefits with those of mutual funds.
Investing in Hedge Funds
This is a quick primer on hedge funds and will help you better understand the features and costs associated with hedge funds and fund of hedge funds investments.
EnvisionSM is a licensed product of Wells Fargo Advisors.