WrapManager's Wealth Management Blog
When life changes, we can help you thoughtfully respond.

Seton McAndrews

CFP®, Vice President Investments

Recent Posts

The Pros and Cons of Target Date Funds in Retirement Planning

Posted by Seton McAndrews | CFP®, Vice President Investments

February 28, 2018

Target date funds have been around for over 20 years, but over the last several years they have seemingly become a mainstay of 401(k) plans. For novice investors and those just starting out, the ‘target date’ feature of choosing a retirement date and “setting and forgetting” an investment strategy has understandable appeal. But for investors with larger amounts of assets under management and more complex financial situations and retirement needs, target date funds may not do the trick.

Below we’ll explore some of the positive features and drawbacks of target date funds.

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Retirement Planning Retirement Income Strategy Saving for Retirement financial planning

How to Financially Plan for Natural Disasters and Other Unexpected Events

January 31, 2018
2017 was a historic year for multiple reasons, but perhaps none more impactful than in the context of natural disasters here in the United ... [+] Read More

The Final Tax Bill – Special Report

December 28, 2017
On December 22, 2017, President Trump signed into law the tax legislation known as the “Tax Bill.”  The majority of the tax law’s ... [+] Read More

Pros and Cons of Dividend Investment Strategies

December 13, 2017
Should an investor consider owning dividend stocks? If so, why? And when? In this piece, we delve into the realm of dividend stock ... [+] Read More

How Your Wealth Manager Can Help You with Major Life Changes

November 22, 2017
Life changes come in many forms. Some are joyous occasions—marriage, the birth of a new child, a job promotion, sending a child to college, ... [+] Read More

Tax Prep: Gifting Strategies

November 1, 2017
With less than two months left in the year, time is running out to take actions that will apply to the 2017 tax year. By ‘actions’ we mean ... [+] Read More

Do You Have a Retirement Income Plan? Most Retirees Don’t

October 11, 2017
The key word in the title of this article is “income.” Many retirees believe they may have a retirement plan (at least generally speaking), ... [+] Read More

The Financial Risks of Cognitive Decline

September 20, 2017
When it comes to investment planning and setting up plans for life in retirement, it would be wonderful if we could just focus on growth, ... [+] Read More

Concerned About the Equifax Breach? Here’s How to Freeze Your Credit

September 11, 2017
Over the past few days we’ve had many clients mention their concerns about the Equifax data breach, which got us talking about how to ... [+] Read More

How “Familiarity Bias” May Impact Your Investment Decision-Making

July 18, 2017
It’s no secret that investors have a tendency to "get in their own way” when it comes to making investment decisions. As we have written ... [+] Read More